Why You Should Definitely Do a Pre-Settlement Walkthrough

Why a Pre-Settlement Walkthrough Matters Before You Buy a Home

Buying a home is an exciting milestone, but there are important final steps to take before closing. One of those steps is the pre-settlement walkthrough—your last opportunity to review the property before the deal is complete. While it might seem like just another item on your checklist, it plays a key role in protecting your investment.

What Is a Pre-Settlement Walkthrough?

A pre-settlement walkthrough is a final inspection of the home shortly before closing. It's your chance to ensure the property is in the same—or better—condition as when you agreed to purchase it. If the seller agreed to make repairs or leave certain items, this is the time to verify that everything is in place.

Why It's Worth Your Time

1. Check for Any New Issues: Time may have passed since your last visit. During that time, weather damage or accidental issues may have occurred. The walkthrough allows you to spot problems like leaks, broken windows, or other last-minute concerns.
2. Confirm Promised Repairs Are Complete: If the seller committed to making repairs, now is the time to verify that those items have been addressed. A quick test or visual check can give you peace of mind before closing.
3. Test Systems and Appliances: Ensure that heating, cooling, plumbing, and electrical systems are working properly. Turn on lights, run faucets, and test appliances included in the sale to confirm everything functions as expected.
4. Confirm Inclusions Are Still Present: Double-check that any agreed-upon fixtures or appliances are still in the home. Items like light fixtures, built-in shelves, and kitchen appliances should remain if they were included in the contract.
5. Visualize Your Move-In: Beyond the technical checks, this walkthrough helps you plan your first steps in your new space. It’s a good time to take measurements, consider furniture placement, and note any final details.

How to Prepare for the Walkthrough

• Take your time and don’t rush.
• Bring a checklist of items to inspect.
• Document any concerns with photos or notes.
• Don’t hesitate to ask questions or raise issues.
• Bring someone with you—a second perspective can help.
• What If Something’s Wrong?

If you find problems during the walkthrough, notify your real estate agent right away. They can work with the seller to address concerns before closing. This step helps avoid delays and ensures you’re protected as a buyer.

Final Thoughts

The pre-settlement walkthrough is a simple but essential step in the home buying process. It gives you a final opportunity to confirm that everything is in order before making a major financial commitment. Taking the time now can save you from stress later.

Ready to take the next step toward homeownership? Let’s talk about your mortgage options and get you one step closer to move-in day. Contact us today!